sim card put in Nokia with out the tray now jamed

Before doing anything, be sure that your battery is disconnected or pulled out of the phone. In trying to remove the jammed SIM you will want to be extremely cautious not to break off any of the golden colored pins that read the SIM. They stick up at a slight angle. If you can access the top part of the SIM reader then I usually use some fine tweezers - poke them slightly into the SIM card to "get a bite" and carefully work it out by using slight downward pressure and inching it out (or rather millimetering it out). Check first to see if it is stuck in at an angle and use the tweezers to realign it before trying to inch it back out. Trying to pull it out from the end opposite of the way it went in generally doesn't work well. Just take your time. Good luck.